Brody, Samuel D.; Highfield, Wesley E.; Wilson, Morgan; Lindell, Michael K.; Blessing, Russell. (2017). Understanding the Motivations of Coastal Residents to Voluntarily Purchase Federal Flood Insurance. Journal Of Risk Research, 20(6), 760 – 775.
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Abstract
Federally-backed flood insurance is the primary mechanism by which residents in the United States (US) prepare for and recover from floods. While there is a growing literature on the general uptake of flood insurance, little work has been done to address the factors motivating residents to voluntarily buy and maintain federally-based insurance policies. We address this issue by conducting a survey of coastal residents in four localities in Texas and Florida. Based on survey responses, we quantitatively examine the factors influencing whether residents located outside of the 100-year floodplain obtain insurance policies when it is not required. Using two-sample t-tests and binary logistic regression analysis to control for multiple contextual and psychological variables, we statistically isolate the factors contributing most to the decision to purchase insurance. Our findings indicate that a resident located outside the 100-year floodplain who has voluntarily purchased federal flood insurance can be characterized, on average, as more highly educated, living in relatively expensive homes, and a long-time resident who thinks about flood hazard relatively infrequently but who, nonetheless, thinks flood insurance is relatively affordable. Unexpectedly, the physical proximity of a respondent to flood hazard areas makes little or no discernible difference in the decision to obtain flood insurance.
Keywords
Action Decision-model; Hazard Adjustments; Risk; Perceptions; Adoption; Florida; Losses; Determinants; Preferences; Responses; Insurance; Floodplain; Purchase Decision; Texas
Huang, M.; Simonen, K. (2020). Comparative Environmental Analysis of Seismic Damage in Buildings. Journal Of Structural Engineering, 146(2).
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Abstract
In studying the environmental impacts of buildings, earthquake hazards are rarely considered, but their environmental impacts can be significant. This case study paper demonstrates how the US Federal Emergency Management Agency's Performance Assessment Calculation Tool (PACT) can be used to analyze the environmental impacts of buildings using probabilistic seismic hazard assessment. PACT was used to evaluate 10 case study buildings that varied by five types of lateral systems and two risk categories. For each building, PACT generated 1,000 realizations at five earthquake intensities. The resulting environmental impacts were analyzed according to their distribution, median, and average values, and the differences among building component types, risk categories, and lateral force-resisting systems were explored. In this study, building components that were categorized under Exterior Enclosures, Interior Finishes, and Heating, Ventilation, and Air-Conditioning (HVAC) produced notably higher environmental impacts in response to seismic damage, and their vulnerability to displacement- or acceleration-induced damage could be attributed to the characteristics of the lateral systems. Although these observations are notable, they should not be taken as universally applicable to all buildings. Instead, these findings exemplify how the environmental impact results from PACT can be analyzed and interpreted to address both the seismic and environmental aspects of building design. (C) 2019 American Society of Civil Engineers.
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The Population Health Initiative has announced the award of eight Tier 2 pilot grants, which are intended to encourage the development of new interdisciplinary collaborations among investigators – and with community-based partners – for projects that address critical challenges to population health. One of the funded projects, “Assessing National Public Housing Authority Disaster Preparedness, Response and Recovery of Place-based Subsidized Housing Units,” includes Rebecca Walter, Windermere Endowed Chair and Associate Professor, Runstad Department of Real Estate. Walter serves as a…
Research Interests: Urban resilience, disaster risk reduction, climate change, community engagement.
Integration of climate change adaptation in hazard mitigation, planning process, disaster risk reduction, community resilience, and risk assessment and communication
Climate change (adaptation & mitigation), climate governance, community-based adaptation actions, disaster risk reduction
Our Washington Pacific Coast is vulnerable to tsunami waves. These waves will wash over coastal communities that do not have ready access to high ground. The Institute for Hazards Mitigation Planning and Research has been working with these at-risk communities at the direction or the State Emergency Management Division to identify locations for vertical tsunami refuges. Currently, the Institute is applying an evacuation model developed by the USGS to corroborated locations suggested by residents. These suggested locations were the product of Institute research conduct over the past 8 years and which lead to the construction of structures in Tokeland and Westport, Washington.
Michael K. Lindell has conducted research on emergency preparedness and response for a wide range of natural and technological hazards over the past 40 years. He has conducted research or provided technical services to 40 different organizations in the public and private sectors. He has provided technical assistance on radiological emergency preparedness for the International Atomic Energy Agency, the US Nuclear Regulatory Commission, the Department of Energy, and nuclear utilities and also worked on hazardous materials emergency preparedness with State Emergency Response Commissions, Local Emergency Planning Committees, and chemical companies. He has served eight times as a consultant to National Research Council committees examining environmental hazards, and has been a member of three National Research Council committees—Disasters Research in Social Sciences, Assessing Vulnerabilities Related to the Nation’s Chemical Infrastructure, and Inherently Safer Chemical Processes: The Use of Methyl Isocyanate (MIC) at Bayer CropScience. In addition, he has reviewed research proposals for 20 different foreign, federal, and state agencies as well as performed manuscript reviews for over 75 different journals in the social and environmental sciences and engineering. He has written extensively on emergency management and is the author of 80 technical reports, 125 journal articles and book chapters, and nine books.
The Institute for Hazards Mitigation Planning and Research is an interdisciplinary academic institute housed in the College of Built Environments. The Institute is dedicated to exploring ways to enhance Community Resilience, through integration of hazards mitigation principles across all aspects of community development. Its mission is to build a resource center that will enhance risk reduction and resilience activities through research and analysis of hazards, policies related to mitigation, and outreach to the community.
The Institute for Hazards Mitigation Planning and Research is dedicated to integrating hazards mitigation principles into a wide range of crisis, disaster, and risk management opportunities. The Institute provides expertise in disaster preparedness, response, and recovery with a special emphasis on mitigation and planning in the promotion of community sustainability. It is interdisciplinary in focus and structure, and the capabilities of the Institute are enhanced by its close relationship with other academic and research organizations. This incorporates collaboration with several other disciplines within the University of Washington.
The Institute’s faculty and researchers are involved in numerous innovative and path-breaking research initiatives with the ultimate goal of enhancing community capacity to anticipate, respond to, cope with, and recover from natural and man-made hazard events.
Monica Huang is a research engineer for the Carbon Leadership Forum at the University of Washington with expertise in environmental life cycle assessment (LCA). Recent research topics include the environmental impact of housing, optimizing tall wood structures, and developing data on the environmental impact of earthquake damage. She was also the lead author for a guide on the use of LCA in design and construction practice. Past research experience includes diverse topics such as astronomy, electronic waste, and sea level rise. As a graduate student, she developed the Port of Seattle’s first study on the impacts of sea level rise on seaport structures.