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Accessing Homeownership with Credit Constraints

Acolin, Arthur; Goodman, Laurie; Wachter, Susan M. (2019). Accessing Homeownership with Credit Constraints. Housing Policy Debate, 29(1), 108 – 125.

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Abstract

The tightening of mortgage credit in the aftermath of the global financial crisis has been identified as a factor in the decline of homeownership in the United States to 50-year lows. In this article, we review findings about the role of borrowing constraints and tightened credit in lowering access to homeownership. We also discuss how institutional changes could hinder or support this access going forward.

Keywords

Borrowing Constraints; Home Ownership; Mortgage; Model; Race; Homeownership; Credit Access; International Finance; Economic Crisis; Property; Aftermath; Access; Credit; Access To Credit; Economic Models; United States--us

Resilience and ‘Technicity’: Challenges and Opportunities for New Knowledge Practices in Disaster Planning

Jon, Ihnji. (2019). Resilience and ‘Technicity’: Challenges and Opportunities for New Knowledge Practices in Disaster Planning. Resilience-International Policies Practices and Discourses, 7(2), 107 – 125.

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Abstract

With increasing exposure to environmental catastrophes and natural hazards, the terminology of 'resilience' is becoming ubiquitous in the planning field. As a part of this continuing discussion, this paper examines how the concept of resilience has been used in disaster planning, especially with a focus on the creation and use of knowledge to 'build resilience' in response to potential future natural hazard events. In discussing the practice of creating and using knowledge in disaster planning, I draw insights from the interdisciplinary critical studies of science and technology literature, which has been developing rich discussions on the challenges we face in producing geographical knowledge. I demonstrate in this paper how resilience theory can be linked with the concept of 'technicity' used in the virtual geography literature, and how that association can have meaningful implications for the production and application of knowledge in disaster planning.

Keywords

Community Resilience; Adaptive Capacity; Vulnerability; Hazard; Risk; Sustainability; Participation; Geographies; Uncertainty; Complexity; Resilience; Technicity; Disaster Planning; Virtual Geography; Knowledge Practice

Environmental Benefits of Using Hybrid CLT Structure in Midrise Non-Residential Construction: An LCA Based Comparative Case Study in the U.S. Pacific Northwest

Pierobon, Francesca; Huang, Monica; Simonen, Kathrina; Ganguly, Indroneil. (2019). Environmental Benefits of Using Hybrid CLT Structure in Midrise Non-Residential Construction: An LCA Based Comparative Case Study in the U.S. Pacific Northwest. Journal Of Building Engineering, 26.

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Abstract

In this study, the cradle-to-gate environmental impact of a hybrid, mid-rise, cross-laminated timber (CLT) commercial building is evaluated and compared to that of a reinforced concrete building with similar functional characteristics. This study evaluates the embodied emissions and energy associated with building materials, manufacturing, and construction. Two alternative designs are considered for fire protection in the hybrid CLT building: 1) a 'fireproofing design', where gypsum wallboard is applied to the structural wood; and 2) a 'charring design', where two extra layers of CLT are added to the panel. The life cycle environmental impacts are assessed using TRACI 2.1 and the total primary energy is evaluated using the Cumulative Energy Demand impact method. Results show that an average of 26.5% reduction in the global warming potential is achieved in the hybrid CLT building compared to the concrete building, excluding biogenic carbon emissions. Except ozone depletion, where the difference in impact between scenarios is < 1%, replacing fireproofing with charring is beneficial for all impact categories. The embodied energy assessment of the building types reveals that, on average, the total primary energy in the hybrid CLT buildings and concrete building are similar. However, the non-renewable energy (fossil-based) use in the hybrid CLT building is 8% lower compared to that of the concrete building. As compared to the concrete building, additional 1,556 tCO(2)(e) and 2,567 tCO(2e) are stored in the wood components of the building (long-term storage of biogenic carbon) in the scenario with fireproofing and with charring, respectively.

Keywords

Wood; Concrete; Energy; Buildings; Impacts; Cross-laminated Timber; U.s. Pacific Northwest; Life Cycle Assessment; Cumulative Energy Demand; Biogenic Carbon; Carbon Storage

Life-Cycle Cost and Carbon Footprint Analysis for Light-framed Residential Buildings Subjected to Tornado Hazard

Adhikari, Pramodit; Mahmoud, Hussam; Xie, Aiwen; Simonen, Kathrina; Ellingwood, Bruce. (2020). Life-Cycle Cost and Carbon Footprint Analysis for Light-framed Residential Buildings Subjected to Tornado Hazard. Journal Of Building Engineering, 32.

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Abstract

Light-frame wood building construction dominates the single-family residential home market in the United States. Such buildings are susceptible to damage from extreme winds due to hurricanes in coastal areas and tornados in the Midwest. The consequences of extreme winds on the built environment and on social and economic institutions within the community can be severe and are likely to increase in the coming decades as a result of increases in urbanization and economic development and the potential impacts of changing climate in hazard prone areas. Current building practices provide minimum standards for occupant safety and health, including structural integrity, water and sanitation, lighting, ventilation, means of egress and fire protection. However, they generally do not consider building resilience, which includes robustness and an ability to recover following extreme natural hazard events. Nor do they address sustainability, the notion that building design, construction and rehabilitation should not adversely impact the environment. In this paper, we establish a generalized cost and carbon footprint life-cycle analysis methodology for examining the benefits of different building practices for residential light-frame wood construction subjected to tornado hazards. A multiobjective approach is used to reveal tradeoffs between resilient and sustainable practices for typical residential construction. We show that when the life cycle of a typical residence is considered, a balance between resilience, sustainability and cost might be achieved in design and rehabilitation of residential building construction for tornado hazards.

Keywords

Performance; Risk; Fragility; Residential Buildings; Life-cycle Analysis; Resilience; Optimal Decisions; Sustainable Construction; Tornadoes

Rural Households’ Perceptions and Behavior Expectations in Response to Seismic Hazard in Sichuan, China

Hua, Chunlin; Huang, Shih-Kai; Lindell, Michael K.; Yu, Chin-Hsien. (2020). Rural Households’ Perceptions and Behavior Expectations in Response to Seismic Hazard in Sichuan, China. Safety Science, 125.

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Abstract

This study analyzed data from 663 rural households in the city of Jiangyou, Sichuan, China to examine the correlations of expectations of taking nine indoor seismic hazard response actions to a hypothetical earthquake with preparedness efforts, risk perceptions, and information reliance. The results indicate that respondents expect to rely on TV and local authorities as their principal sources of earthquake information. Respondents have greater expectations of infrastructure disruptions than property damage and casualties. In addition, they have greater expectations of taking some alternative actions, such as running outside of the building and helping others, than recommended in-place protective actions such as drop, cover, and hold. However, some erroneous actions, such as protecting property and ignoring the threat, are the least likely. Furthermore, regression analyses indicated that risk perceptions, together with some demographic characteristics and earthquake experience, are significant predictors of recommended in-place protective actions and helping others, whereas evacuation is related to higher risk perceptions. Unsurprisingly, respondents having previous seismic damage experience tend to be concerned about property protection and, similarly, those having fewer years of education are more likely to ignore the threat. This study also found that residents expect to rely on different channels to receive information before and after an earthquake. Nonetheless, respondents expect to engage in similar patterns of behavior during and after an earthquake. The results of this study indicate a need for greater dissemination of earthquake information in such rural areas to increase residents' risk perceptions and, in turn, understanding of appropriate emergency responses.

Keywords

Seismic Response; Risk Perception; Households; Sensory Perception; Property Damage; Sichuan Sheng (china); Information Reliance; Protective Actions; Risk Perceptions; Seismic Hazard; Climate-change; Hurricane Evacuation; Earthquake; Preparedness; Adjustment; Education; Injuries; Communication; Intentions

Motorcycle Taxi Programme Increases Safe Riding Behaviours Among Its Drivers In Kampala, Uganda

Muni, Kennedy; Kobusingye, Olive; Mock, Charles; Hughes, James P.; Hurvitz, Philip M.; Guthrie, Brandon. (2020). Motorcycle Taxi Programme Increases Safe Riding Behaviours Among Its Drivers In Kampala, Uganda. Injury Prevention, 26(1), 5 – 11.

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Abstract

Background SafeBoda is a motorcycle taxi company that provides road safety training and helmets to its drivers in Kampala, Uganda. We sought to determine whether SafeBoda drivers are more likely to engage in safe riding behaviours than regular drivers (motorcycle taxi drivers not part of SafeBoda). Methods We measured riding behaviours in SafeBoda and regular drivers through: (1) computer-assisted personal interview (CAPI), where 400 drivers were asked about their riding behaviours (eg, helmet and mobile phone use) and (2) roadside observation, where riding behaviours were observed in 3000 boda-boda drivers and their passengers along major roads in Kampala. Results Across the two cross-sectional studies, a higher proportion of SafeBoda drivers than regular drivers engaged in safe riding behaviours. For instance, helmet use among SafeBoda compared with regular drivers was 21% points higher (95% CI 0.15 to 0.27; p<0.001) based on the CAPI and 45% points higher (95% CI 0.43 to 0.47; p<0.001) based on roadside observation. Furthermore, compared with regular drivers, SafeBoda drivers were more likely to report having a driver's license (66.3% vs 33.5 %; p<0.001) and a reflective jacket (99.5% vs 50.5 %; p<0.001) and were less likely to report driving towards oncoming traffic (4% vs 45.7 %; p<0.001) in the past 30 days. Conclusion The SafeBoda programme is associated with increased safe riding behaviours among motorcycle taxi drivers in Kampala. Therefore, the promotion and expansion of such programmes may lead to a reduction in morbidity and mortality due to road injuries.

Keywords

Multiple-imputation; Helmet Use; Knowledge; Injuries; Riders

Transitioning to Homeownership: Asset Building for Low- and Moderate-Income Households

Acolin, Arthur; Ramiller, Alex; Walter, Rebecca J; Thompson, Samantha; Wang, Ruoniu. (2021). Transitioning to Homeownership: Asset Building for Low- and Moderate-Income Households. Housing Policy Debate, 31(6), 1032 – 1049.

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Abstract

This article assesses the asset building of households that take part in shared-equity homeownership (SEH) models. The contribution of this article is a comparison of outcomes for households participating in shared-equity programs with other low- and moderate-income households who rent or own properties without restrictions on appreciation. We matched participants in SEH programs to households with similar characteristics from the Panel Study of Income Dynamics (PSID) over the 1997-2017 period. The findings indicate that in real terms, median SEH homeowners accumulated about $1,700 in housing wealth annually or around $10,000 during their holding period. This amount is lower than the $2,100 median annual gain in home equity experienced by similar PSID owners but statistically and economically significantly larger than the $16 in annual gain experienced by similar PSID renters. The findings provide evidence that households participating in SEH programs experienced positive, but modest, wealth gains that were slightly lower than those of homeowners in unrestricted units but substantially higher than those of renters.

Keywords

Appreciation; Households; Property; Wealth; Income; Housing; Dynamic Tests; Home Ownership; Assets; Tenants; Equity; Owners

Measurement of Neighborhood-Based Physical Activity Bouts

Duncan, Glen E.; Hurvitz, Philip M.; Moudon, Anne Vernez; Avery, Ally R.; Tsang, Siny. (2021). Measurement of Neighborhood-Based Physical Activity Bouts. Health & Place, 70.

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Abstract

This study examined how buffer type (shape), size, and the allocation of activity bouts inside buffers that delineate the neighborhood spatially produce different estimates of neighborhood-based physical activity. A sample of 375 adults wore a global positioning system (GPS) data logger and accelerometer over 2 weeks under free-living conditions. Analytically, the amount of neighborhood physical activity measured objectively varies substantially, not only due to buffer shape and size, but by how GPS-based activity bouts are identified with respect to containment within neighborhood buffers. To move the neighborhood-effects literature forward, it is critical to delineate the spatial extent of the neighborhood, given how different ways of measuring GPS-based activity containment will result in different levels of physical activity across different buffer types and sizes.

Keywords

Built Environment; Walking; Home; Accelerometry; Geographic Information Systems; Gps; Neighborhood; Physical Activity

Accelerated Construction of Urban Intersections with Portland Cement Concrete Pavement (PCCP)

Nemati, Kamran M.; Uhlmeyer, Jeff S. (2021). Accelerated Construction of Urban Intersections with Portland Cement Concrete Pavement (PCCP). Case Studies In Construction Materials, 14.

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Abstract

The frequent maintenance required on asphalt concrete (AC) pavement sections has made reconstruction with portland cement concrete pavement (PCCP) a feasible alternative. However, many constructability issues need to be addressed in order to realize the full potential of this alternative. Accelerated paving encompasses three classes of activities: methods to accelerate the rate of strength gain, methods to minimize the construction time, and traffic control strategies to minimize user delay. In this paper a case study will be presented in which an AC intersection was reconstructed with portland cement concrete pavement. The entire reconstruction of the intersection, including demolition of the AC pavement and its replacement with PCCP, took place over a period of three days, starting on Thursday evening and opening the intersection to the traffic on Sunday afternoon. This paper documents this effort in order to provide practitioners additional options for rapid reconstruction of urban intersections and includes documentation of the construction process, traffic management strategies, and an analysis of the costs. The results of this investigation can be used to educate pavement construction professionals and the academic community on the use of PCCP for accelerated reconstruction of major urban intersections with minimal user and traffic disruption, using innovative construction techniques and traffic management optimization principles. This investigation produced valuable information to demonstrate that concrete pavements can be constructed efficiently and quickly. (C) 2021 The Authors. Published by Elsevier Ltd.

Keywords

Concrete; Accelerated Construction; Pavement; Portland Cement Concrete Pavement; Maturity Method

Design Of Broadband Helmholtz Resonator Arrays Using The Radiation Impedance Method.

Rajendran, Vidhya; Piacsek, Andy; Méndez Echenagucia, Tomás. (2022). Design Of Broadband Helmholtz Resonator Arrays Using The Radiation Impedance Method. Journal Of The Acoustical Society Of America, 151(1), 457 – 466.

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Abstract

This paper describes the design process of a low-frequency sound absorptive panel composed of differently tuned Helmholtz resonators (HRs), considering size and fabrication constraints relevant for applications in the building sector. The paper focuses on cylindrical and spiral resonators with embedded necks that are thin and can achieve high absorption. the mutual interaction between the resonators was modeled based on the radiation impedance method and it plays a key component in enhancing the absorption performance of the array. The differential evolution search algorithm was used to design the resonators and modify their mutual interaction to derive the absorption performance of multiple HR arrays for comparison. Optimizations to the resonator configuration and the neck resistance were implemented to produce a unit panel that has a broadband absorption performance with emphasis on the low to mid frequencies and is thin and light in weight. Unit panels with dimensions of 20 cm x 20 cm , consisting of 29 cylindrical HRs designed to absorb in the 25–900 Hz frequency range, were constructed and tested in a custom-built impedance tube. The measured absorption performance of these panels is consistent with the theoretical predictions. [ABSTRACT FROM AUTHOR]; Copyright of Journal of the Acoustical Society of America is the property of American Institute of Physics and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Keywords

Helmholtz Resonators; Differential Evolution; Search Algorithms; Radiation; Structural Optimization; Resonators; Bandpass Filters